My First and Last Black Friday

Well this is my second article, so i hope you find it useful or at least funny.
I have many experiences that have shaped my outlook about life but i never lived nothing similar.
My history begins the same day  i was arriving in San Francisco,after drive 7 hours from Riverside. So you can imagine i was so tired but not enough for miss the chance to figure out Black Friday.
After a little walk for the city, i decided to go alone to Best Buy with my car because neither of my friends wanted to join to me. COWARDS!!!
When I  arrived at midnight, I almost couldn´t to park because the  parking was complete, so i had to park in a banned place and pray in order that my car would remains there when i had returned.
When i arrived to the store, i saw the longest queue than i never seen in my life, for this reason I understand that there were many tents, people eating,families, chairs....That place seemed like a camping for homeless or  a episode of Walking Death but the weird thing is that I do not imagine how the people manage to go to the toilet, because i didn´t see any rest room there.

So when i joined to the line i thought What the hell i am doing here without my homeless kit ?Why all this people bring all the members of their families except me?Nobody likes me? It is this place dangerous?How many hours i will be here?....
One hour later,when i had made very close friends in the line..I could get inside to that hell.
People everywhere buying and pulling as a market in the Middle Age .

 Then i start to worry about my self life instead to looking for a laptop, but obviously when you noticed that low prices, you forget your wellness and safety and becomes another "zombi shopper"
So finally i did and i found the last one laptop,so i saved more than 200 dollars , so the experience worth it!!
But i wouldn´t do again and even less would bring my kids or my grandma to that crazy place!!
See you soon!!

What is happening with the Pharmacies in Spain?

What is happening with the Pharmacies in Spain?

The pharmacies are suffering with the economic crisis and the cuts adopted in recent years to the point that many establishments are seeing even threaten their survival, making this sector will prioritize their business skills above board pharmacist.

as falling prices and reduced profit margins approved by the Government in 2010 we must add the defaults of many communities and the implementation of tax measures "very dramatic" in 2012, which is leading pharmacies "going through financial problems that previously did not have. "

The Spanish pharmacy continues to lose profitability, according to the latest Annual Report Pharmacies presented today at the College of Pharmacists of Barcelona (COF). Spanish pharmacies have tried to stop the drop in net margins but have been doomed to an increase in its cost structure. In addition, pharmacies billing sections from 900,000 to 1,200,000 euro fell sharply on economic performance.

    "The pharmaceutical business is a taxpayer quality, with rates exceeding 20 percent in many cases, it has nevertheless anticipate between 19 and 55 percent, almost more than half of their own taxes," said Sanchez Dantas .

    In addition, these establishments are also finding problems when ordering bank loans, which "makes their day to day" and makes many pharmacies, especially rural or smaller, is in danger "even subsistence ".

Since the implementation of RDL 5-2000, the Office of Pharmacy has more than nine years trying unsuccessfully to halt its falling profits. Pharmacies that are suffering declining profits in percentage terms are those billed between 900,000 and 1,200,000 €, ie its net profit margin before tax (PIT) low rate above 10, 5% to another of almost 7.5%.

The pharmacies billed between 600,001 and 900,000 € have the lowest level of operating income before taxes, in addition, the exponential rate of increase in fixed costs have continued to increase unabated. All other pharmacies do not improve the performance figures compared to 2008, decreasing to half point your sales profit rate. 

Labour costs

As for labor costs, while pharmacies that bill up to 300,000 euros, and between 600,001 and 900,000 euros, lower their labor rate of sales, the other groups of pharmacies increased this percentage. For the first time, both pharmacies turnover between 900,001 and 1,200,000 euros as they do more than € 2 million exceeded the barrier of 11% in labor costs in check. Because the spectrum of current times in the Spanish pharmacy, rates have varied in recent years. For a pharmacy business hours, not expanded, the rate limit sales staff costs would be 10%. In pharmacies times around thirteen hours, limit this index would move between 12 and 13%, depending on the opening on holidays, and would rise to 15% in offices pharmacies open for 24 hours.

The report also reflects Aspime fiscal outcomes. The entry into force of the new tax law has not helped to improve the taxation of the pharmacy and, when comparing the current taxation of SMEs with the average rates that are applied to a large group of Spanish pharmacies, unfairness is even greater than in previous editions of this report. The index of fiscal effort made by the consultant assesses the number of months you have to work the pharmacy to meet its gross tax on income. Retail pharmacies billing invest 2.22 months, while most of analyzed intervals takes three and a half months to pay their taxes. The index of the highest tax effort leading pharmacies over 2 million euros in turnover, surpassing a quarter to generate their financial obligations to the Treasury.